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Cookie Policy

What are cookies?
Cookies are small pieces of information that your web browser is sometimes asked by web sites to store. Each cookie has a name and a short value. Cookies do not install any software on your computer.

There are many functions cookies serve. For example, they can help us to remember your username and preferences, analyse how well our website is performing, or even allow us to recommend content we believe will be most relevant to you.

Certain cookies contain personal information - for example, if you click to "remember me" when logging in, a cookie will store your username. Most cookies won't collect information that identifies you, and will instead collect more general information such as how users arrive at and use our websites, or a user's general location.

What do cookies do?
Generally, there are two types of cookies::
1. Session Cookies which only last until you close your web browser
2. Permanent Cookies which persist until an expiry date

Session cookies are often used to keep track of your actions during a visit to a site - like the items you've added to your shopping cart or the fact that you've logged in to a site.

Permanent cookies are often used to store preferences for a site - like the size of font you've chosen.

Because they last between browsing sessions they can be used to track your browsing habits. Often permanent cookies are used by third parties (sites and services other than the one you're visiting) to personalise content or collect information - for example advertising services or collection of analytics information.

What does this mean for me?
Session cookies are generally harmless - that is they cannot be used to track you beyond your browsing session. Much of the time they are necessary for the correct functioning of a site.

Permanent cookies, especially those from third parties, can be used to track your browsing habits. This may range from a sign-in service (such as a social networking site) providing you with personalised content to advertisers targeting their adverts to your preferences.

What can I do about it?
Most web browsers allow you to block cookies. Be aware that if you block all cookies many sites (including this one) may not work correctly. Some web browsers allow you to block only third-party cookies or block permanent cookies but allow session cookies. Many browsers have plug-ins that allow you to manage these features at a greater level of detail.

More Information
More detail on how businesses use cookies is available at
If you have any queries regarding this Cookie Policy please contact our Privacy Officer by e-mail at

This document was last updated on 2nd Feb 2016.

Important information

This website provides information only. Vincent Bond & Co does not provide debt advice. If you wish to apply for any of the debt solutions outlined in this website Vincent Bond will with your permission pass your details to a licenced debt solution provider. You will then be called by an advisor who will discuss your options in more detail. During this telephone call and subsequent communication, you will be dealing with a debt solutions partner and not Vincent Bond & Co Ltd. Fees may be charged by the debt solution provider if you enter a debt solution with them. Vincent Bond will not charge you a fee, but may receive a referral fee from the debt solution provider if you agree to use their services.

We take reasonable care to ensure that the information on this website accurate. However, the user of this website should not rely on the information or take its accuracy for granted. Vincent Bond & Co does not accept liability or responsibility for and gives no warranty as to the accuracy of the information on this website. The provision of the information on this website does not constitute debt advice or recommendation and Vincent Bond will not accept any liability for any action taken by a user relying on the information provided in the website. Use of the information in this website is at the users own risk. Your statutory rights are not effected by this disclaimer.

The Insolvency Service has issued a guide to dealing with creditors for those struggling with debt: In debt - dealing with your creditors.

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.